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Exchange State Bank

Saving Accounts

Statement, Health, IRA & Simple IRA savings accounts are sent statements quarterly and interest is compounded quarterly and paid quarterly. The Money Market Bonus savings accounts are sent statements monthly and interest is compounded monthly and paid monthly.

Money Market-Bonus

  • $500 minimum balance
  • $10.00 maintenance fee and no interest paid if balance falls below $500 during the month
  • Interest Rate paid on tiered balances at the bank’s discretion

Statement Savings

  • $100 minimum balance
  • $5.00 maintenance fee if the balance falls below $100 during the month
  • Interest Rate is set at the bank’s discretion

IRA Savings

  • NO minimum balance
  • NO charges
  • Interest Rate is set at the bank’s discretion

SIMPLE IRA Savings (For those who have a SIMPLE IRA Plan with their employer)

  • NO loss of principal
  • NO minimum balance
  • NO charges
  • Interest Rate is set at the bank's discretion
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