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Exchange State Bank

Credit or Check Cards

Credit Card:

We offer the ESB Hometown Card, a VISA Card with Worldwide acceptance. Two options are available:

Classic VISA

  • 11.9% A.P.R.
  • No annual fee
  • 25 day Grace Period
  • Finance Charge based on Average Daily Balance
  • $15.00 Late Fee
  • 2% Cash Advance Fee

GOLD VISA

  • 7.9% A.P.R.
  • No annual fee
  • 25 day Grace Period
  • Finance Charge based on Average Daily Balance
  • $15.00 Late Fee
  • 2% Cash Advance Fee

For a credit card application, please call 1-844-526-9585.

Check Card:

We offer the ESB Privileged Status Shazam Chek Card with any Checking or NOW product. The ESB Privileged Status Chek Card gives you surcharge free access to over 1000 ATM's through out IOWA and 2500 ATM's throughout the nation. To find out the location of Privileged Status ATM's that are surcharge free, go to Privileged Status ATM Locator

  • a.) Replacement fee is $12.50
  • b.) Monthly maintenance fee - $1.00 or $2.00 depending on account type

Use your Check Card to transfer from your ESB Savings accounts or to any Checking or NOW product.

To order a check card, please call 1-844-526-9585.

Thank you for visiting Exchange State Bank
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